The Inkomensvoorziening Volledig Arbeidsongeschikten (IVA) is the full-disability track under the WIA. UWV awards an IVA benefit when an employee is assessed as at least 80% incapacitated for work with little or no prospect of recovery, following the 104-week employer-paid sick leave period.
The IVA pays 75% of the last daily wage, capped at the statutory maximum daily wage. Because recovery is not expected, there is no re-assessment cycle built around reintegration targets, although UWV can review cases if medical circumstances change materially.
Compared with the WGA, the IVA imposes no phased reduction and no wage-supplement test. Employers generally welcome IVA placement rather than WGA, because IVA cases are funded from a separate national pool and do not feed into the employer-specific Whk premium calculation that applies to the WGA track.